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Simple Rules and Smart Bets
Baccarat: A Quick Start Guide
Baccarat is a simple and popular game at land-based and online casinos. It’s one of the most accessible games to play, and the predictable payouts make it a great option for strategies. It also boasts fast-paced gameplay so it’s a perfect choice for the thrill seekers in the audience.
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What is Baccarat?
Baccarat is a popular game that rose to popularity in the French aristocracy. After migrating to the States, it found a home in the Vegas Strip and has maintained an international popularity since. It’s reminiscent of blackjack in many ways, but is much more hands-off, which makes it incredibly accessible and easy to play.
The Three Main Bets
In baccarat, you bet on the outcome of two hands competing to get closer to a score of 9. However, as a participant, you don’t have any control over the hands and merely bet on the outcome.
There are three main bets you can make in baccarat:
| Bet | Odds | Payout |
|---|---|---|
| Player | 44.6% | 1:1 |
| Banker | 45.8% | 0.95:1 |
| Tie | 9.6% | 8:1 |
Each bet is self-explanatory, with the tie bet paying out on the slim chance that both hands have the same total. As you can see from the odds, the banker bet has a slightly better chance of winning, so the payout includes a 5% commission kept by the house.
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How Baccarat is Played: The Basics
Playing baccarat is simple, and you can grasp the basics in no time.
Card Values Explained
Since the goal is to be closest to 9, it’s important to understand what value all of the cards have in counting scores:
Ace = 1
2-9 = Face value
10, Jack, Queen, King = 0
Also, if the total exceeds 9, it returns to 0 and starts counting up again, instead of continuing from 10, 11, etc. So, for example, if a hand has a 5 and a 9, this is a score of 4, not 14.
The Deal and Third Card Rules
When the dealer starts the game, each hand is dealt two cards face up. If either has 9 off the bat, they win. If not, additional cards may be drawn according to a strict set of rules. This is handled by the dealer, so you don’t need to remember any rules.
Determining the Winner
The winning hand is whichever gets closer to 9 after any third card rules have resolved. On a tie, those who bet tie get their large payout, while bets on the banker or player are returned.
Baccarat Strategies and Betting Tips
Baccarat is a game of chance, but these tips for where to place your bets and how to manage your bankroll can help your chances and keep the fun going for longer.
The “Banker Bet” Advantage
Since the banker hand has a slight odds advantage, in the long run, you’re more likely to win if you bet on it consistently. Many people recommend doing this, as the slight advantage can outweigh what you lose on commission.
Never Bet on a ‘Tie’
We strongly recommend avoiding the tie bet. The house edge is simply too high for the bet to ever be worth it, even with such a nice payout.
Money Management is Key
More than where you place your bets, managing your bankroll is what determines long-term success and enjoyment. Set a budget and always bet within it. You can also use a betting strategy to inform where you put your money and rely on statistics rather than instinct.
Responsible Gambling
But of course, the most important thing to remember when playing Baccarat is to maintain a healthy relationship with gambling. Set and stick to a budget and always be prepared to step away. All the websites we recommend have extensive responsible gambling tools to help you control your gambling habits.
If you need help or want confidential habits, you can use any of the resources below:
National Gambling Helpline: 0808 8020 133
GamCare: https://www.gamcare.org.uk/
BeGambleAware: https://www.gambleaware.org/